PM Awas Yojana Gramin 2026: Get ₹1.20 Lakh Assistance for House Construction – Complete Guide
PM Awas Yojana Gramin (PMAY-G) 2026 is a flagship housing scheme launched by the Government of India with the main objective of providing permanent (pucca) houses to poor and homeless families living in rural areas of the country. This scheme is implemented by the Ministry of Rural Development and aims to ensure “Housing for All” by offering financial assistance directly to eligible beneficiaries for constructing their own houses.
Under this scheme, families who do not own a pucca house or who are living in kutcha (temporary) houses made of mud, straw, or other weak materials are identified through official surveys and government databases such as SECC 2011 and are provided monetary support to build a safe and permanent home.
Overview of PM Awas Yojana Gramin 2026
- Scheme Name: Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
- Launch Year: 2016 (replacing Indira Awas Yojana)
- Ministry: Ministry of Rural Development
- Beneficiaries: Poor rural households, SC/ST families, minority groups, and families living in kutcha houses
- Financial Assistance:
- ₹1,20,000 for houses in plain areas
- ₹1,30,000 for houses in hilly and difficult areas
- Year: 2026
- Official Website: pmaymis.gov.in
- Mode of Application: Offline through Gram Panchayat or official survey
- Helpline Number: 1800-11-6446
What is PM Awas Yojana?
Pradhan Mantri Awas Yojana is a housing welfare program initiated by the Government of India under the leadership of Prime Minister Shri Narendra Modi with the aim of providing permanent housing to economically weaker sections of society. The scheme is divided into two main parts: PMAY-Gramin for rural areas and PMAY-Urban for cities and towns.
PMAY-Gramin specifically targets rural households that either do not own any house or live in unsafe kutcha houses. The financial assistance provided under the scheme is transferred directly to the beneficiary’s bank account through Direct Benefit Transfer (DBT) in multiple installments so that the house can be constructed in stages.
PM Awas Yojana Gramin Eligibility Criteria 2026
To receive benefits under PMAY-G, the applicant must meet several eligibility conditions set by the government.
The applicant must be an Indian citizen and must belong to a rural household that does not own a permanent house. The family should be listed in the SECC 2011 data or fall under the Below Poverty Line (BPL) category. Families living in kutcha houses with one or two rooms made of mud walls and temporary roofs are considered eligible.
No member of the family should be a government employee or an income tax payer. Priority is given to Scheduled Caste (SC), Scheduled Tribe (ST), and minority community families who are economically weak.
The family must not own a four-wheeler such as a car or jeep, and must not own modern agricultural machinery like tractors. If the family holds a Kisan Credit Card (KCC), its credit limit should not exceed ₹50,000.
Documents Required for PM Awas Yojana Gramin 2026
To apply under PMAY-G, the following documents are required:
- Aadhaar Card of the applicant and family members
- Bank passbook linked with Aadhaar
- MGNREGA Job Card
- Swachh Bharat Mission (SBM) number for toilet construction
- Active mobile number
- Passport size photograph
- Ration card
- Income affidavit or declaration, if required
It is mandatory that the beneficiary’s bank account is mapped with NPCI to ensure smooth DBT transfer of funds.
Benefits and Features of PM Awas Yojana Gramin
Under PMAY-G, beneficiaries receive financial as well as additional infrastructure support. The government provides ₹1.20 lakh for house construction in plain areas and ₹1.30 lakh in hilly and difficult terrain regions. The money is transferred in three to four installments directly to the beneficiary’s bank account through DBT.
Apart from housing assistance, ₹12,000 is provided separately under the Swachh Bharat Mission for the construction of toilets. Beneficiaries also receive wage employment for 90 to 95 days under the MGNREGA scheme during house construction, which amounts to approximately ₹18,000 to ₹20,000.
Electricity connections are provided under the Saubhagya Scheme and drinking water supply is ensured under the Jal Jeevan Mission. Each house constructed under PMAY-G has a minimum carpet area of 25 square meters including a kitchen.
PM Awas Yojana Gramin Application Process
There is no direct online application facility available for the general public under PMAY-G. The application process is conducted through official surveys and Gram Panchayat authorities.
First, the eligible family must contact their Gram Panchayat or ward member and inform them that they do not own a pucca house and wish to apply under PMAY-G. The Gram Pradhan or Gram Sevak provides an application form in which the applicant fills personal details, Aadhaar number, bank details, and family information.
The completed form is submitted to the Block Development Office (BDO) through the Gram Panchayat. Officials then conduct geo-tagging by capturing photographs of the existing kutcha house and uploading them to the PMAY AwaasSoft portal.
After verification at the district level, eligible applicants are included in the PMAY-G beneficiary list. Once approved, the applicant receives a PMAY-G Registration ID for future reference.
How to Check PM Awas Yojana Gramin Status and Beneficiary List
Method 1: Check Status Using Registration Number
Visit the official website pmaymis.gov.in
Click on the “Stakeholders” option and select “IAY/PMAYG Beneficiary.”
Enter your Registration Number and click Submit.
Your beneficiary profile, Aadhaar verification status, and house construction details will appear on the screen.
Method 2: Check Village Beneficiary List
Go to pmaymis.gov.in and click on the “Awaassoft” menu.
Select the “Report” option.
Scroll down to the “Social Audit Reports” section and click on “Beneficiary details for verification.”
Choose your State, District, Block, and Panchayat.
Select the financial year such as 2025–2026.
Choose the scheme as “Pradhan Mantri Awaas Yojana Gramin.”
Enter the captcha code and submit.
The complete village beneficiary list will be displayed in PDF format.
Conclusion
PM Awas Yojana Gramin 2026 is proving to be a life-changing scheme for poor rural families who have been living in unsafe and temporary houses for years. Through this scheme, the government not only provides financial support for house construction but also ensures access to sanitation, electricity, and clean water.
If your family still lives in a kutcha house and fulfills the eligibility criteria, you should immediately contact your Gram Panchayat or Block Office and get registered under PMAY-G. You should also regularly check the beneficiary list and application status through the official website.
Sharing this information with others in your village can help more families benefit from this important housing scheme.
Frequently Asked Questions (FAQs)
Q1. How much financial assistance is provided under PMAY-G?
Under PMAY-G, ₹1.20 lakh is provided in plain areas and ₹1.30 lakh in hilly or difficult areas. An additional ₹12,000 is given for toilet construction.
Q2. Can I apply for PMAY-G online using my mobile phone?
No, there is no direct online application process for the public. Applications are processed through Gram Panchayat and Block Offices.
Q3. Where can I get the PMAY-G application form?
There is no fixed national form. In most cases, a written application is submitted at the Block Development Office or a form is provided by the local Panchayat.
Q4. What should I do if my name is not on the PMAY-G list?
If you are eligible but your name is missing from the list, you can submit a written complaint to the BDO or wait for the reopening of the Awaas+ survey.
Q5. Can urban residents apply under PMAY-Gramin?
No, PMAY-G is only for rural residents. Urban residents must apply under PMAY-Urban (PMAY-U).
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