By Yojanavichar.com Team | Your Trusted Guide to Government Schemes

What is Bihar Fasal Sahayata Yojana?

Bihar Fasal Sahayata Yojana (BFSY) is the Bihar government’s flagship crop assistance program designed to provide financial protection to farmers against crop losses due to natural calamities. Launched as a state-level complement to the national Pradhan Mantri Fasal Bima Yojana (PMFBY), this scheme ensures that Bihar’s farmers – the backbone of the state’s economy – receive timely support when nature turns hostile.

At yojanavichar.com, we believe every farmer deserves to understand their rights and benefits. This comprehensive guide breaks down everything you need to know about BFSY – from eligibility to compensation claims.

Why Bihar Needed Its Own Crop Scheme?

Bihar’s agricultural landscape faces unique challenges:

• Frequent floods in North Bihar districts
• Drought conditions in South Bihar regions
• Unseasonal rains during harvest seasons
• Small and marginal farmers constituting over 90% of farming community

The state government recognized that while PMFBY provided a framework, localized solutions were necessary. Thus, BFSY was born – tailored specifically for Bihar’s farmers.

Key Features That Make BFSY Different

1. State-Funded Security

Unlike insurance-based schemes, BFSY is fully funded by the Bihar government. This means:

• No premium payments from farmers
• Direct state responsibility for farmer welfare
• Quicker policy decisions at state level

2. Comprehensive Crop Coverage

BFSY covers virtually all crops:

• Food Grains: Paddy, wheat, maize, pulses
• Oilseeds: Mustard, sunflower, groundnut
• Commercial Crops: Sugarcane, jute, mesta
• Horticulture: Fruits, vegetables, spices

3. Inclusive Eligibility

The scheme embraces all farming communities:

• Landowner farmers
• Tenant farmers (with proper documentation)
• Sharecroppers
• Both loanee and non-loanee farmers

Eligibility Criteria: Who Can Benefit?

To qualify for BFSY assistance, farmers must meet these conditions:

1. Residency: Must be a permanent resident of Bihar
2. Land Ownership/Cultivation: Must own or cultivate agricultural land
3. Land Records: Land must be registered in Bihar’s land records system
4. Damage Threshold: Crop loss must exceed 20% in notified area
5. Documentation: Must have updated Khasra/Khatauni records

Pro Tip from yojanavichar.com: Even if you’re a tenant farmer, you can claim benefits if you have the ‘Krishi Kiraya Dastavej’ (agricultural tenancy agreement). Don’t assume you’re ineligible!

Compensation Structure: How Much Can You Claim?

The assistance under BFSY follows a graded structure:

Damage Assessment & Payout Matrix

Damage Percentage	Compensation Type	Approximate Amount (Per Hectare)*
20% – 60%	Proportional Relief	₹7,500 – ₹12,000
Above 60%	Maximum Relief	Up to ₹15,000

*Amounts are indicative and revised periodically by government orders. Based on Scale of Finance rates.

Special Provisions:

• Horticulture Crops: Generally receive 25-30% higher compensation
• Multiple Cropping: Separate claims for each damaged crop season
• Marginal Farmers: Priority in assessment and disbursement

Step-by-Step Claim Process

Phase 1: Damage Occurrence & Reporting

1. Immediate Action: Inform your local Patwari/Agriculture Officer within 72 hours of damage
2. Field Verification: Joint inspection by revenue and agriculture department
3. Documentation: Photographs, GPS coordinates, and field notes recorded

Phase 2: Assessment & Documentation

4. Crop Cutting Experiments (CCEs): Conducted by department officials
5. Data Compilation: Block-level compilation of affected farmers
6. Verification: Cross-verification with land records database

Phase 3: Approval & Disbursement

7. District Committee Approval: Final verification at district level
8. Beneficiary List Publication: Displayed at Panchayat offices and online portals
9. Direct Bank Transfer: Compensation credited to registered bank accounts

yojanavichar.com Insight: The entire process should ideally complete within 45-60 days of damage assessment.

Digital Integration & Transparency Measures

Bihar government has significantly digitized BFSY operations:

Key Platforms:

• Bihar e-Krishi Portal: For scheme information and updates
• Bhumijankari: For land record verification
• Direct Benefit Transfer (DBT): For leak-proof payment delivery
• Mobile Apps: Agriculture department apps for status tracking

Transparency Features:

• Real-time beneficiary lists online
• Grievance redressal portal
• SMS alerts for application status
• Social audit provisions

How BFSY Complements PMFBY

Many farmers ask: “If I have PMFBY, do I need BFSY?” The answer is YES – here’s why:

Parameter	PMFBY	Bihar Fasal Sahayata Yojana
Coverage	Notified disasters	All natural calamities
Premium	Farmer pays 1.5-5%	Completely free
Claim Process	Insurance company driven	Government driven
Post-Harvest Loss	Limited coverage	Comprehensive coverage
Localized Calamities	Specific conditions	Broader coverage

Expert View from yojanavichar.com: Enroll in both schemes for maximum protection. They work synergistically, not redundantly.

Recent Updates & Enhancements (2023-24)

The Bihar government has continuously improved BFSY:

1. Faster Payouts: Target of 30-day settlement from damage assessment
2. Increased Compensation: Periodic revisions in per-hectare rates
3. Expanded Coverage: Inclusion of more horticulture crops
4. Digital Push: Mandatory Aadhaar-seeding and mobile registration
5. Transparency Drive: Public display of all beneficiary lists

Common Challenges & Solutions

Problem 1: Name Not in Beneficiary List

Solution:

• Verify land records at CSC center
• Submit correction application to Circle Officer
• Use online grievance portal for escalation

Problem 2: Delayed Payments

Solution:

• Check status on Bihar e-Krishi portal
• Contact District Agriculture Officer
• File RTI if delay exceeds 90 days

Problem 3: Tenant Farmer Exclusion

Solution:

• Register tenancy agreement with revenue department
• Ensure your name is included in cultivation records
• Maintain proper documentation of crop investment

Success Stories: BFSY in Action

Case Study 1: Ramesh Singh, a farmer from Madhubani

• Situation: 8 acres of maize destroyed in 2022 floods
• Action: Applied through BFSY with proper documentation
• Result: Received ₹1,20,000 compensation within 40 days
• Impact: Could purchase seeds for next season without debt

Case Study 2: Sunita Devi, marginal farmer from Gaya

• Situation: 2-acre vegetable farm damaged by hailstorm
• Challenge: Tenant farmer without formal papers
• Solution: Used Krishi Kiraya document obtained via local NGO
• Result: Received ₹26,000 assistance, continued farming

How yojanavichar.com Can Help You

Navigating government schemes can be confusing. Here’s how we assist:

1. Scheme Interpretation: Breaking down complex guidelines into simple language
2. Documentation Help: Checklist of required documents for BFSY
3. Application Support: Step-by-step guide to filing claims
4. Grievance Assistance: Templates for complaints and follow-ups
5. Update Alerts: Regular notifications about scheme changes

Future Prospects & Recommendations

Based on farmer feedback and expert analysis, yojanavichar.com recommends:

1. For Farmers:
   • Regularly update land records
   • Maintain separate bank account for farming
   • Document all crop investments and damages
   • Participate in awareness programs
2. For Government:
   • Further streamline digital processes
   • Include climate-resilient crop incentives
   • Establish dedicated BFSY helpdesks in blocks
   • Introduce mobile assessment teams

Important Contacts & Resources

• Helpline: 0612-2217615 (Bihar Agriculture Department)
• Portal: agriculture.bih.nic.in
• Grievance: pgportal.gov.in
• District Offices: Contact District Agriculture Officer (DAO)

Mobile App: Bihar Krishi (Official agriculture department app)

Conclusion: Your Right, Your Security

Bihar Fasal Sahayata Yojana represents more than just financial assistance – it’s a promise of security to every hardworking farmer in Bihar. By understanding the scheme thoroughly and following proper procedures, you can ensure that when challenges come, you have the support system you deserve.

At yojanavichar.com, we’re committed to demystifying government schemes and empowering citizens with knowledge. Have questions about BFSY or any other scheme? Explore our website for more guides, or reach out through our consultation service.

Disclaimer: This article is for informational purposes based on publicly available data. Please refer to official Bihar government notifications for the most current and accurate information. Scheme details and amounts are subject to change by government order.

yojanavichar.com – Simplifying Government Schemes for You

Tags: Bihar Fasal Sahayata Yojana, BFSY, Crop Assistance, Farmer Welfare, Bihar Government Schemes, Agricultural Insurance, Krishi Sahayata, PMFBY, Bihar Farmers, Disaster Relief

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Bihar Fasal Sahayata Yojana: Frequently Asked Questions (FAQs)

yojanavichar.com — Your trusted guide to understanding government schemes in simple language. Below are the most common questions farmers and citizens have about the Bihar Fasal Sahayata Yojana (BFSY), answered in detail.

1. What is Bihar Fasal Sahayata Yojana?

It is a state-sponsored crop assistance scheme launched by the Government of Bihar to provide financial relief to farmers affected by natural calamities such as floods, droughts, unseasonal rains, hailstorms, or fire. It acts as a supplement to the central Pradhan Mantri Fasal Bima Yojana (PMFBY) and is fully funded by the state.

2. Who is eligible for this scheme?

• Farmers who own or cultivate agricultural land in Bihar.
• Tenant farmers/sharecroppers with valid cultivation proof (Krishi Kiraya Dastavej).
• The land must be recorded in Bihar’s official land records.
• Crop loss must be more than 20% in a notified area (block/district).

3. Which crops are covered under BFSY?

All notified crops are covered, including:

• Food crops: Paddy, wheat, maize, pulses
• Oilseeds: Mustard, sunflower
• Cash crops: Sugarcane, jute
• Horticulture crops: Fruits, vegetables, spices

4. Is there any premium or fee to join the scheme?

No. Unlike crop insurance schemes, BFSY does not require any premium payment from farmers. It is a state-funded relief scheme.

5. How is the compensation calculated?

Compensation is based on the Scale of Finance (SoF) per hectare fixed by the District Level Technical Committee (DLTC).

• Damage between 20%–60%: Proportional relief per hectare.
• Damage above 60%: Higher relief, often up to ₹15,000 per hectare (subject to revision).

6. How do I apply or claim assistance under BFSY?

Farmers do not need to apply individually in most cases. The process is area-based:

1. The district administration surveys and notifies the affected area.
2. Agriculture department assesses crop damage via Crop Cutting Experiments (CCEs).
3. A list of affected farmers is prepared from land records.
4. Verified beneficiaries receive compensation directly into their bank accounts via DBT.

7. What documents are required?

Key documents include:

• Land records (Khasra/Khatauni)
• Aadhaar card
• Bank account linked with Aadhaar
• Mobile number (registered for SMS alerts)
• For tenant farmers: Tenancy agreement (Krishi Kiraya Dastavej)

8. How long does it take to receive compensation?

The process usually takes 30–60 days after damage assessment, though the government aims to shorten this timeline. Delays can occur due to verification or documentation issues.

9. Can I benefit from both PMFBY and BFSY?

Yes. BFSY complements PMFBY. Farmers enrolled in PMFBY can also receive BFSY assistance, especially for losses that may not be fully covered under the central scheme (e.g., localized calamities or higher compensation rates).

10. What if my name is missing from the beneficiary list?

• First, verify your land details at the local CSC or revenue office.
• Contact the Block Agriculture Officer (BAO) or Circle Officer with your land records.
• File a grievance on the Bihar agriculture portal or through the district helpline.

11. Is there a helpline or portal for grievances?

Yes. You can contact:

• Helpline: 0612-2217615 (Agriculture Department, Bihar)
• Online: agriculture.bih.nic.in
• PG Portal: pgportal.gov.in
• Visit your District Agriculture Office directly.

12. What should I do immediately after crop damage?

• Inform your local Patwari/Agriculture Supervisor within 72 hours.
• Take photos or videos of the damage as evidence.
• Ensure your land and bank details are correctly recorded in government databases.

13. Are tenant farmers eligible?

Yes, tenant farmers and sharecroppers are eligible if they have valid cultivation proof (Krishi Kiraya Dastavej) and their details are included in the crop survey.

14. Is there compensation for prevented sowing?

Yes. If sowing is prevented due to adverse weather conditions, farmers may receive compensation based on area and the scale of finance.

15. How is BFSY different from PMFBY?

Feature	PMFBY (Central)	BFSY (Bihar)
Premium	Farmer pays 1.5–5%	No premium
Coverage	Notified perils	All natural calamities
Claim Process	Through insurance companies	Directly by state government
Post-Harvest Loss	Limited	Covered
Payout Basis	Sum insured	Scale of Finance

16. Can I check my payment status online?

Yes. Visit:

• Bihar e-Krishi portal
• Bihar Bhumi Jankari for land record linking
• Your bank’s passbook or SMS alerts for DBT credits

17. What is the role of Aadhaar in this scheme?

Aadhaar is mandatory for Direct Benefit Transfer (DBT). Your Aadhaar must be linked to your bank account and land records for seamless compensation.

18. What if the compensation amount is less than expected?

You can raise the issue with:

• Block Agriculture Officer (BAO)
• District Agriculture Officer (DAO)
• Grievance cell of the Agriculture Department
• Social audit forums at the Gram Panchayat level

19. Are there awareness programs for farmers about BFSY?

Yes. The Agriculture Department organizes Krishi Melas, camps, and training sessions. Information is also disseminated via local newspapers, radio, and SMS.

20. Where can I get the latest updates on BFSY?

• Official Bihar Agriculture Department website
• District/Block agriculture offices
• yojanavichar.com — We regularly update scheme-related news and changes.

Still have questions?
Drop us a query at yojanavichar.com in the comments section, and our team will help you out.

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